Serious Questions for Success in Planning Your Financial Future

Who is watching your investments? Who is monitoring the markets, economy, and finances each day for you? Who is prepared to suggest when to buy and when to sell? Who is the professional you can truly trust?

1.  No one

Is this wise or smart money management?

2.  You are

Do you have the experience, schooling, keen eye, and time to properly devote to finances?  Do you have the required expertise and tools to succeed?  Can you effectively evaluate, monitor, and study asset choices?  Can you interpret the financial markets?  Can you make serious investment decisions without emotional ties? Do you know what kind of risk you are taking?  Are you maximizing returns?  Can you develop timely strategies which can make your money work harder and smarter?  Can you identify investment opportunities?  Do you know how to change your asset allocation mix?

3.  Someone else

Does that person have solid education and professional credentials?  How long has that person been giving financial advice?  What is their record?  Does that person communicate with you weekly?  Is that person independent (not working as an agent of another company)?  How is that person compensated?  Do they receive commissions?  Might there be a conflict of interest?  Is that person Fee-Only (not selling products or making commissions which may compromise putting your interests first)?  Are you getting unbiased recommendations?  Is that person Certified as a Certified Financial Planner?  Does that person adhere to a strict code of ethics?  Is that person a Registered Investment Advisor in good standing?  Is that person a teacher who can teach you and effectively communicate so you may fully understand?  Is that person listed in the Guide to America's Best Financial Planners?

Your financial future is too important to leave to chance.

Prudent Advice = Solid Financial Strategies = Financial Freedom